If you have been involved in a Salt Lake, Provo, Ogden or even Panguitch car accident, you most likely will be called by the insurance company for the driver who caused the crash to happen. You might be confused as to what exactly they want and why they want to talk with you so badly. They want to talk to you for a number of reasons. Some are innocent, but others have to do with saving themselves money on your particular claim. First, they want to... Read more ››

Don?t be surprised, especially if you are tying to resolve your Utah car accident case without an attorney ? if the insurance company ?low-balls? you. Insurance companies do this all the time. It is standard operating procedure for them. Of course will be disappointed, because after all, these might be the same companies that advertise themselves as being your ?good neighbor? or have ?good hands.? Believe me when I tell you that these slogans more... Read more ››

Assuming it was the other guy who caused the Utah car crash you were involved in (and your medical bills exceed $3,000), you are entitled to two types of ?damages? from their insurance company. You are first entitled to receive reimbursement for ?economic expenses? or damages that you have incurred (or your health insurance company has incurred) or will incur in the future. These economic expenses include lost wages, the cost of adaptive medical or... Read more ››

There are three things that Utah auto insurance policies are required to provide after a car accident ? whether or not it?s your fault. In Utah, this is called Personal Injury Protection, or PIP for short. First, they are required to pay for the first $3,000 of medical bills. (Your policy may actually pay more than this, but $3,000 is the minimum it must pay.) These medical bills must be for services, prescriptions, and/or medical aids that are... Read more ››

If you have been asked by the insurance company ? either your own or that of the at-fault driver?s ? you will here them tell you that you will be undergoing an ?independent? medical examination, or an IME. Simply calling the medical exam ?independent,? however, does not make it so. And in this case, nothing could be further from the truth. The reality is that this medical exam is a tool that insurance companies use to limit or deny you continued medical... Read more ››